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📋 Complete Guide · 2026

Stamp Duty for Rent Agreement in Mumbai 2026 — Full Guide & Free Calculator

📅 Updated: May 2026 ⏱ 5 min read ✅ IGR Maharashtra verified
🧮 Stamp Duty Calculator — Mumbai & Maharashtra
Instant estimate as per Maharashtra Stamp Act & IGR rules
Total Rent for Period
10% Interest on Refundable Deposit
Non-Refundable Deposit
Taxable Amount
Stamp Duty (0.25%)
Registration Fee (Govt.)₹1,000
Document Handling Charge₹300
propdeed Service Fee₹899
Total Estimated Cost

* Stamp duty rounded as per Section 70 of Maharashtra Stamp Act. Minimum stamp duty ₹100. This is an estimate — actual amount may vary slightly. Government fees subject to change.

What Is Stamp Duty on Rent Agreement?

Stamp duty is a tax levied by the Maharashtra government on Leave and License (rent) agreements. It makes the agreement legally valid and enforceable in court. Without payment of stamp duty, your rent agreement cannot be used as evidence in any legal proceeding.

In Maharashtra, stamp duty on rent agreements is governed by Article 36A of the Bombay Stamp Act, 1958. The rate is the same for residential and commercial properties.

⚡ Key Fact

In Maharashtra, registering a rent agreement is mandatory regardless of duration — even for 11-month agreements. Failure to register can result in a penalty of ₹5,000 and up to 3 months imprisonment for the landlord.

Stamp Duty Formula — Maharashtra 2026

The stamp duty calculation follows this official formula from IGR Maharashtra:

A = Monthly Rent × Number of Months
B = Non-Refundable Deposit (if any)
C = 10% × Refundable Deposit × Number of Years
Taxable Amount = A + B + C
Stamp Duty = 0.25% × Taxable Amount
Minimum stamp duty: ₹100

Important: For stamp duty purposes, any agreement from 1 to 12 months is treated as 12 months. An 11-month and 12-month agreement attract the same stamp duty.

Worked Examples

Example 1 Typical 11-Month Agreement — Mumbai
A
Monthly Rent ₹20,000 × 12 months = ₹2,40,000
B
Non-Refundable Deposit = ₹0
C
10% × ₹1,00,000 deposit × 1 year = ₹10,000
D
Taxable Amount = ₹2,40,000 + ₹0 + ₹10,000 = ₹2,50,000
E
Stamp Duty = 0.25% × ₹2,50,000 = ₹625
💰 Stamp Duty ₹625 + Registration ₹1,000 + DHC ₹300 = ₹1,925 in govt. charges
Example 2 24-Month Agreement — Higher Rent
A
Monthly Rent ₹50,000 × 24 months = ₹12,00,000
B
Non-Refundable Deposit = ₹0
C
10% × ₹2,00,000 deposit × 2 years = ₹40,000
D
Taxable Amount = ₹12,00,000 + ₹0 + ₹40,000 = ₹12,40,000
E
Stamp Duty = 0.25% × ₹12,40,000 = ₹3,100
💰 Stamp Duty ₹3,100 + Registration ₹1,000 + DHC ₹300 = ₹4,400 in govt. charges

Registration Fee for Rent Agreement in Mumbai

Area TypeRegistration Fee
Municipal Corporation area (Mumbai, Thane, Pune, Navi Mumbai)₹1,000
Municipal Council area (smaller towns)₹500
Gram Panchayat / Rural area₹200
Document Handling Charge (online registration)₹300

Total Cost Breakdown

ChargeAmountPaid To
Stamp Duty0.25% of taxable amountGovt. of Maharashtra
Registration Fee₹1,000 (Mumbai)Sub-Registrar Office
Document Handling Charge₹300IGR Maharashtra
propdeed Service Fee₹899propdeed
TotalStamp duty + ₹2,199

* The ₹899 propdeed service fee covers agreement drafting, stamp duty coordination, Aadhaar-based e-signing, SRO filing, and WhatsApp delivery of the registered agreement.

Stamp Duty by Agreement Duration

DurationMonths Used for CalculationYears for Deposit Interest
1–12 months12 months Fixed1 year
13–24 monthsActual months2 years
25–36 monthsActual months3 years
37–48 monthsActual months4 years
49–60 monthsActual months5 years

🔍 The 11-Month Myth in Maharashtra

Many landlords opt for 11-month agreements believing they avoid registration. This is a myth in Maharashtra. Registration is mandatory for all durations under Section 55 of the Maharashtra Rent Control Act, 1999. The 11-month exemption applies in states like Karnataka — not Maharashtra.

Who Pays Stamp Duty?

As per law, the landlord is responsible for paying stamp duty. However, in practice both parties often mutually agree on who pays. If the landlord fails to pay, the penalty can be up to 10 times the stamp duty amount.

How to Pay Stamp Duty in Mumbai

  1. Online via IGR Maharashtra — Through the government e-registration portal. propdeed does this on your behalf.
  2. GRAS — Government Receipt Accounting System, direct government payment gateway.
  3. Authorised Banks — Select banks can issue e-stamp certificates.

When you register through propdeed, we handle the entire stamp duty payment — you pay us, we coordinate with IGR Maharashtra directly. No office visit required.

Register Your Rent Agreement Online

Skip the calculations — propdeed handles stamp duty, registration, and Aadhaar e-signing for you. 100% online. No office visit. No photo visit.

Get Started in 2 Minutes →

Service fee ₹899 · Govt. charges as calculated above · No hidden fees

Frequently Asked Questions

What is the stamp duty for rent agreement in Mumbai?+
Stamp duty is 0.25% of the total rent for the agreement period plus 10% notional interest on the refundable deposit per year. Minimum stamp duty is ₹100. This applies equally to residential and commercial properties.
Is stamp duty the same for 11-month and 12-month agreements?+
Yes. Under Maharashtra rules, any agreement from 1 to 12 months is treated as 12 months for stamp duty. So the stamp duty is identical for both.
What is the registration fee for rent agreement in Mumbai?+
The registration fee is ₹1,000 for Mumbai, Thane, Pune, and Navi Mumbai (Municipal Corporation areas). An additional Document Handling Charge (DHC) of ₹300 applies for online registration.
Is rent agreement registration mandatory in Maharashtra for 11 months?+
Yes. Maharashtra makes registration mandatory for all rent agreements regardless of duration under Section 55 of the Maharashtra Rent Control Act, 1999. An unregistered agreement is not legally enforceable.
What happens if stamp duty is not paid?+
The agreement cannot be admitted as evidence in court. The penalty can be up to 10 times the deficient stamp duty. The landlord is legally responsible for ensuring proper payment.
How long does online rent agreement registration take in Mumbai?+
With propdeed, the process timeline depends on the SRO office — in Mumbai and Pune, registration can happen the same day under the new IGR 2.0 system. In other cities it may take a few days to 2 weeks. propdeed handles everything and keeps you updated throughout.